Extended Reporting Coverage (ERC)Extended Reporting Coverage (ERC or “tail” coverage) for your PLF coverage begins automatically after termination of private practice and continues indefinitely to cover any claims that arise after you exit the private practice of law. There is no charge for this extended coverage. Lifetime coverage limits for ERC are equal to the unused limits in place the last year you had active coverage with the PLF (for 2019 these limits are $300,000/$50,000). These limits do not renew each year.
For detailed information on ERC, reference Section XIII of the PLF Primary Coverage Plan.